Foreclosure Lawyer

Helping Clients Negotiate with Lenders

If you are a homeowner facing foreclosure, know that it isn’t a death sentence. Many homeowners go through the entire foreclosure process without knowing that they can negotiate with their lender to stop foreclosure and keep their home. At SM Law Group, APC, we know that lenders do not want to own homes and deal with the expense and hassle that comes with the foreclosure process. That is why we are committed to using our resources and knowledge of the law to help clients throughout Los Angeles come to terms with lenders so they can negotiate their mortgage agreements and stave off foreclosure.

Filing for Bankruptcy to Save Your Home

Allowing your property to go to foreclosure is not the only way to ease the burden of a huge mortgage payment. At SM Law Group, our skilled attorneys have helped owners all over the greater Los Angeles area re-organize the arrears on their mortgages so they can get an additional 5 years to get caught up on their missed mortgage payments through a Chapter 13 bankruptcy. In some circumstances, we can even get rid of second and third mortgages on a home, depending on the current property value and the 1^st mortgage against it.

Filing for bankruptcy can not only prevent foreclosure and allow the homeowner to continue making payments on their terms, but it can also delay the process for a significant amount of time (usually 4-6 months). If a homeowner decides they would rather walk away from the property, then filing for Chapter 7 or a Chapter 13 bankruptcy before the foreclosure can buy the homeowner additional time to move out.

Why Do I Need a Foreclosure Attorney?

Many clients want to know why they should hire an attorney to handle foreclosure negotiations. The answer is simple. If you want to save your home and negotiate affordable mortgage payments, you need a seasoned lawyer who is familiar with the entire foreclosure process, how banks function, and common legal issues that are related to foreclosure.

Having a reliable lawyer in your corner will put more pressure on the bank and give you a stronger hand during the negotiation process. Our lawyers at SM Law Group are skilled negotiators, and we know the ins-and-outs of foreclosure and mortgage law. Additionally, our legal professionals can advise you on other legal options that could help save your home from foreclosure and reorganize your debts.

Need Foreclosure? Visit Our Firm in LA Today

A foreclosure can be a traumatic problem but hiring our reputable attorneys to represent you can ensure your interests are protected if you encounter any legal issues. Our firm proudly serves clients who are struggling with foreclosure and eviction notices, and we will dedicate our full resources to help you fight back against the bank and try to prevent foreclosure from taking your home.