Health care is one of the major issues in the United States. Millions of U.S. residents are facing difficulties paying medical bills, especially after something unexpected occurs such as a car accident or heart attack. Uninsured or poorly insured Americans may lead these individuals into filing for Chapter 7 bankruptcy. Know that you are not alone and with the help of our Los Angeles medical debt attorneys at SM Law Group, APC, we may be able to help you manage medical debts.
There are many ways you can get around your medical bills, especially if you do not have the income or savings to pay them right now. One of the options available is to file for bankruptcy. Contrary to popular belief, filing for bankruptcy is not only designed to pay off credit card or business debts. It can also provide relief for medical debt, especially when the amount has reached an unmanageable level.
There is no special type of bankruptcy that you must file if you have problems with medical debt. It is simply a matter of deciding whether chapter 7 or chapter 13 bankruptcy makes more sense in your case. Our attorneys can take a look at your finances, bills, and debts to help you decide the right choice, and come up with a plan.
There are four categories of debts.
Medical bills are in the non-priority general unsecured debts category. Medical debts will not earn top priority if creditors are able to receive payments from a trustee. Part of your medical debts may be covered by the filed bankruptcy; however, the rest will be gone after the discharge. The best way to help you in this seemingly tough situation is may be to file for Chapter 7 bankruptcy.
If you have a disability that prevents you from working, you may be eligible to have your medical bills forgiven by petitioning the medical provider. Our attorneys can help you provide proof in the form of gathering written documentation and tax returns to show that you don’t have the means to pay off your bills.
If you are drowning in medical debts and need to know what your options are, contact SM Law Group, APC today. The consultation is free and is only a phone call away.
Hear From The People We've Helped
I was referred to this firm by a friend. I can say I am very pleased with the outcome. Kian was wondering throughout this horrible experience. The insurance company didn’t want to pay me after I got rear-ended by a semi-truck but this firm made sure they paid me in full plus interests. This firm” - Marie Leon
I am very grateful for the firm really fast help me and I’m glad that they knew my language Spanglish and help me out with paperwork the job was done very fast and now months have passed and now I have credit cards again everything was restored the firm was absolutely outstanding very grateful For” - Paz Amor
Very professional and prompt service. Kian was excellent at what he does and made sure all my questions were answered. Very honest and helped me tremendously! Highly recommend. You don’t need a lawyer until you need a lawyer and they are great! - Aaron McCann
“Kian did my bankruptcy with flying colors. Now he’s working on my PI case. He’s friendly and hardworking. I highly recommend him.” - Former Client
“I’ll contact you guys again if I need help with anything else. Much appreciated all the help from everyone at your office. Thanks! ” - Hermes P.
“I would like to thank Kian and the whole SM Law Group for helping me file all the paperwork. They walked me through each step. Communicated and kept me up to date. They are extremely professional. I highly recommend them.” - Manuel S.
“SM law firm is one of the most professional law firms I have ever dealt with. I have worked with Kian on a few cases and he has always made things easy and straightforward. His knowledge on the law is outstanding and their rates are very reasonable.” - Jimmy S.
“This is by far the best personal injury firm I’ve ever worked with. Very professional people. Very transparent and honest and highly hard working. I definitely recomment them for anyone. You will find no issue in communicating with them. They will always reply to you and explain everything in details in a timely manner. Ask” - Hosni O.
“Very professional. Even when the defending insurance company tried to drag out the procedure and lowball the payment, the attorneys at SM would always push forward in order to get me the highest settlement possible. They would update me regularly and helped extensively with my deposition. I would recommend them to anyone.” - Joshua N.
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